The structure of your home is covered by Victory Housing Trust’s own buildings insurance, against damage by things such as fire or flood. Your personal belongings are not insured by Victory Housing Trust and it is up to you to insure these.
Although we hope nothing ever happens to your home, unfortunately we all know of someone who has suffered as a result of something like a burglary, fire or flood. Even if it doesn't happen to your property, it could happen to a property near you, and still affect your home and its contents.
Victory Housing Trust has worked with the Crystal Insurance Scheme (underwritten by Allianz) to offer our Residents a low cost flexible home contents insurance scheme, with no excess. The scheme also allows you to buy additional cover for other belongings such as wheelchairs, hearing aids, as well as cover for garden sheds, garages and greenhouses . Payments can be made to suit your circumstances, you can pay every two weeks, on a monthly basis or make one annual payment.
There are many reputable insurance companies offering different levels of insurance and it is important that any insurance you buy meets your needs. If you would like more information about the Crystal Insurance Scheme, please contact a member of the Customer Services Team on 0800 371 860 - free from landlines or 0330 123 1860 - cheapest from mobiles or email firstname.lastname@example.org